As millions of people approach their pre-retirement years, life insurance as an income replacement hedge may become less of a necessity.

For decades we've been told to plan for retirement, with experts advising setting aside money so you can enjoy your golden ...

Part of aging often means requiring extra support, beyond traditional healthcare. For example, many seniors, due to injuries, illness or other aspects of aging, often need long-term care such as a ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Imagine that you’re 68 years old and have a long-term care insurance policy in place that will help you pay for this ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. And, as the population ages, the price of long-term care won't be the ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

Will you need long-term care someday? The odds say yes — about 70% of people over the age of 65 will need to access some form of long-term care in the future, according to statistics from the ...

Adriana Falcón Trafford took out a long-term care insurance policy in 2001. When she signed up for the plan, the annual premium was $2,608. Now, it’s close to $7,000. Credit: Shahrzad Rasekh / CT ...

One man in Connecticut, a former insurance executive himself, is taking on a multi-billion-dollar portion of the insurance industry. His own long-term care policy premium has gone up nearly 300% from ...