Once a credit card is charged off, you might wonder if you can ever get it back. Here's what really happens next.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. These two phases often get lumped together in conversations about debt, ...

Yes, a creditor or lender can still sue you after a charge-off, and they often do. That's because a charge-off is primar ...

A charge-off is when a lender writes off your account as a loss and closes the account for further use. You are still legally responsible for the balance that is charged off. The lender may transfer ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

My spouse recently received an annual credit card notification from one of his luxury-brand store credit card accounts. Fortunately, he diligently pays any account balance in full each month, so the ...

STAFFORD, Texas, Aug. 13, 2025 (GLOBE NEWSWIRE) -- As consumer debt continues to climb and delinquencies rise, new data from Money Management International (MMI) shows that 20% of clients seeking ...

U.S. credit card delinquencies and net charge-off rates increased month-over-month as consumer sentiment hit an all-time low.

U.S. credit card delinquencies and net charge-offs rebounded last month after May's pullback, with both metrics exceeding above prepandemic levels. The average delinquency rate accelerated to 2.79% in ...