WSJ | Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

For full coverage: USAA*, $93; American Family, $109 For minimum coverage: USAA*, $31; State Farm, $49 Cheapest by age For young drivers: USAA*, $129; American Family, $159 For middle-aged drivers: ...