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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

A balance transfer lets you move all or part of a balance from one credit card to another. Balance transfers can significantly lower your interest rate – potentially to 0% annual percentage rate – and ...

What is a balance transfer credit card? What types of debt can I transfer to a balance transfer credit card? Are there any fees associated with balance transfers? How do balance transfer credit cards ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Lee Hallman is a freelance writer for credit cards and travel rewards at Forbes Advisor. She is a source of information and inspiration for readers looking to navigate the world of travel with savvy ...

If you have lower credit, you may qualify for a balance transfer card -- but other debt repayment methods are likely a better fit. Evan Zimmer has been writing about finance for years. After ...

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Citi ...

A balance transfer allows you to move a balance from one credit card to another, typically to take advantage of a low or 0% introductory APR. A balance transfer can save you money and give you more ...

You may see a negative credit card balance if you overpaid your bill, obtained a statement credit or received a refund. Many or all of the products on this page are from partners who compensate us ...

Applying for a new balance transfer credit card usually requires a hard credit inquiry, which may lower your credit score temporarily. Your credit score might also drop due to your new average length ...