When you check your credit score, you may notice a section called credit mix. Credit mix is how many types of credit you have ...

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...

Overdrawing your bank account isn’t fun — but it happens. When it does, one of the first questions people ask is: does overdraft affect your credit score? The short answer? Not directly. But there’s ...

“Mortgage prequalification does not impact your credit score like a mortgage preapproval,” says Troy Robillard, a real estate ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Many people turn to Buy ...

Refinancing an auto loan can affect your credit score in several ways, but there are potential benefits as well Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side ...