If you fall behind on your bills, making a few stressful calls and negotiating with the debt collector could lead to working out a payment plan. It's not an ideal scenario, of course, but once it's ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Right now, many Americans are struggling with old debts that refuse to ...

The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default. By Ann Carrns ...