Officials from several U.S. states say Americans relying on subsidies to afford Obamacare health insurance are holding off on enrolling as they face 2026 premium hikes that could more than double, with one state seeing enrollment drag by as much as 33%.

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The Trump admin has said it is working to prevent substantial premium hikes triggered by the expiration of major ACA subsidies.

As millions brace for higher insurance prices, plans touted by the Trump administration are attracting attention. They are cheaper, but coverage is often skimpy.

About 90,000 Kentuckians buy their health insurance on kynect, the state's health insurance marketplace. Around 75,000 of those residents received letters at the beginning of this open enrollment period informing them that their health insurance premiums would increase by about $100 per month.

Roughly two in three "zillennials" would rather trust AI to help them pick a health plan than try to figure it out on their own.

The benefit to add more relationships is extended for individual, multi-individual, and family floater health insurance plans.

To get a full year of coverage that starts Jan. 1, 2026, consumers must enroll by Dec. 15, 2025. People who already have a Health Insurance Marketplace individual plan should log in during open enrollment to stay informed on plan changes. For more information on health insurance, please contact the Insurance Division at 808-586-2790.

The White House has reportedly delayed plans to roll out a proposal addressing the looming expiration of enhanced Obamacare subsidies after facing a backlash from congressional Republicans. President Trump was expected to unveil a framework that called for a two-year extension of the enhanced Affordable Care Act subsidies that are set to expire at the end of the year and were at the heart of the 43-day government shutdown fight.