Discover how CDs work, offering secure savings with fixed interest rates. Learn about terms, early withdrawal penalties, and how they compare to other accounts.

If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Investors searching for relatively low-risk investments that can easily be converted into cash often turn to certificates of deposit (CDs). A CD is a special type of deposit account with a bank or ...

Learn how CD interest is taxed, the role of 1099-INT forms, and exceptions like tax-deferred accounts. Optimize your CD investments with this essential tax guide.

Short-term CDs offer flexibility and top rates today, while long-term CDs protect you from the rate cuts likely coming next ...

Not to be confused with the metallic music-playing discs of the '80s and '90s, CDs — formally known as certificates of deposit — are a savings option still very much in play. This particular savings ...

Locking up $20,000 in a 5‑year certificate of deposit can look deceptively simple, but the outcome depends heavily on the ...

With Tax Day tomorrow marking the end of filing season, it's the perfect time to put potential refunds to work in a certificate of deposit. Inflation continued its cooling trend in March with an ...

Certificate of deposit (CD) interest rates have come down slightly from the returns above 5% that were common last year, but they're still relatively high at present. Some of the best short-term CDs ...

Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest rate is 4.79%. Last week, three-month CDs earned an average ...