Don Draper, the legendary protagonist of Mad Men, said, “It’s your life. You don’t know how long it’s gonna last, but you know it doesn’t end well.” It’s a no-brainer, but no homeowner wants to be a ...

For most people with a mortgage and offset account, the goal is to maximise cash in the offset in order to reduce the interest they pay on their home loan. A strategy some swear by, to achieve this, ...

Offset accounts remain a popular feature in the Australian mortgage market, but new research warns they may be reinforcing wealth inequality. Homeowners most likely to benefit are typically ...