How long you have had accounts (If you have a long history of using e.g. a store account or credit card, it will improve your ...

When you first apply for an Apple Card – or any other credit card, for that matter – the card's issuer will calculate your ...

Among those with the most to gain from rent reporting are the nearly 49 million adult Americans who don't have a credit score ...

A credit score shows a bank how good you are at paying back money – it’s essentially your reputation in the money world. So ...

Gen Z has seen its credit scores drop more than any other generation over the past year. If your credit score has dropped ...

A higher credit limit raises your total available credit. If your spending stays the same, your credit-utilisation ratio ...

There are no shortcuts to building a good credit history and score. It is about steady, disciplined behaviour. Use credit ...

Credit bureau Experian released data in August 2025 that revealed the average credit score across the U.S. As of September 2024, the average credit score across the country is 715.

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...