The government employees who are subscribers of NPS, UPS, and APY can invest up to five percent, the maximum permissible investment limit, in gold and silver ETFs.

The National Pension System has undergone one of its biggest transformations in 2025, with flexible withdrawals, expanded ...

Lower annuitisation, extended investment timelines and flexible withdrawals have made NPS more investor-friendly.

The new master circular replaces several older investment guidelines and clearly outlines how much NPS, UPS, and APY funds can invest across different asset classes. These include equity, debt, ...

Previously, there was a cap on how long you could stay invested in the NPS. Now, subscribers can continue their investment until the age of 85, unless they choose to exit earlier. This benefits those ...

PFRDA is merging NPS Scheme A with Schemes C and E to modernize its investment framework. This move aims to enhance diversification, stability, and risk-adjusted returns for subscribers by ...

"The new schemes have a minimum vesting period of 15 years. This means if you start investing at 30, you can exit at 45, ...

Under the new rules, you will now need to invest only Rs 4 lakh (20%) in an annuity product. The remaining 80% can be withdrawn as a lump sum — the tax treatment on this withdrawal would still be ...