Let’s face it, life in the U.S. is expensive. Just ask workers who participated in a late 2024 Charles Schwab 401(k) Participant Study. They expected to need $1.8 million to retire comfortably.

Katie Gatti Tassin had the job, the paycheck, and the path forwardbut her bank account told a different story. Every payday, her money vanished. That moment sparked a journey to figure out how to ...