A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency ...

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Your credit report is a personal financial record that details your credit-related comings and goings. But while this summary is compiled using information supplied by your banks, lenders, and other ...

Seeing a collection account on your credit report is not a good feeling. Unfortunately, it will stay on your credit report for around seven years. But understanding how this happened can help prevent ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for financial products, so it’s often stressful to discover them. But if an inaccurate item is ...

If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

Debts in collections typically stay on your credit report for seven years and can harm your score for as long as they appear. Some credit repair tactics can potentially get collection accounts taken ...

AFNI Inc. is a collection agency with a global reach working from U.S. branches in Kentucky, Illinois, Arizona and Alabama. If you get phone calls or letters from AFNI, Inc., you should know you’re ...