Five years ago, some analysts and policymakers hoped that allowing Medicare Advantage (MA) plans to offer long-term care (LTC) benefits would be a largely federally financed option for retired and ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Most Americans think Medicare covers long-term care, the regimen of daily help that many seniors will eventually require. It does not. That basic misunderstanding has retirement experts worried. It ...

According to the American Association for Long-Term Care Insurance, your chances of being denied long-term care insurance ...

For decades we've been told to plan for retirement, with experts advising setting aside money so you can enjoy your golden ...

"When you hit 60, you need long-term care insurance, period," says Dave Ramsey, from daveramsey.com. The number one concern we hear from those nearing and in retirement is: "Will I/we run out of money ...

Toni King has authored several books on the subject of Medicare and has appeared regularly as a guest on the American Family Radio Network. I am retiring in January, when I turn 70 and my wife, Sharon ...

As you age, your need for assistance, whether it be at home or in a nursing home or assisted living facility, increases. Given the prevalence of long-term care services being required, it's no ...

I am retiring in June when I turn 70 and my wife, Bonnie, will be 68. Our Medicare issue is that recently we applied for a long-term care plan and were both denied due to our simple health issues. I ...

The missing link in long-term care planning isn’t only about products or strategies, it’s about people’s mindsets. Changing one’s attitude is the critical first step in transforming a reactive, crisis ...

I often talk about “bucketing”—structuring a portfolio based on anticipated spending needs—in relation to overall retirement spending. Parking near-term spending needs in cash, intermediate-term ...

I am retiring in January, when I turn 70 and my wife, Sharon, will be 66. I have heart issues, with atrial fibrillation (AFib), and Sharon is a diabetic. Last month, we each applied for a long-term ...