The number of Americans who live past 85 is expected more than double in the next 25 years, the Census Bureau projects, leading to a surge in demand for long-term care. Long-term care involves helping ...

Enter long-term care insurance, which helps cover the costs of extended medical care whether at you’re home, or in a nursing ...

As we grow older, the prospect of needing long-term care becomes more and more of a reality. For starters, there is about a 70% chance that today's 65-year-olds will require long-term care services ...

Many older adults have concluded that they’re better off covering long-term care expenses out of their own pockets if they end up needing it. Years of rising premiums on long-term care insurance, ...

Will you need long-term care someday? The odds say yes — about 70% of people over the age of 65 will need to access some form of long-term care in the future, according to statistics from the ...

If there’s a worry that keeps retirees from maximizing their spending during their lifetimes—whether spending on themselves or making lifetime gifts to loved ones and charity—it’s the fear of needing ...

PHILADELPHIA, Nov. 9, 2010 /PRNewswire-FirstCall/ -- To help raise public awareness of the need for long-term care expense planning, Lincoln Financial Group is ...

Deciding whether to purchase long-term care insurance in your 50s may be a relatively easy decision to make. At that age, insurance premiums may still be affordable, and at a younger age, you're more ...

Chances are you will need some form of long-term care (LTC) during your lifetime. This is largely because we are living longer. For example, JP Morgan reports that if you are 65 and a non-smoker, your ...

My wife and I bought long-term care policies 25 years ago when they were relatively cheap. Now, our premiums have increased for the third time to over $500 per month and will rise again in six years.

Nobody likes paying higher premiums and it can be frustrating watching them increase. However, just like it was when you initially decided to purchase the policy, the issue at hand is still whether or ...