According to the American Association for Long-Term Care Insurance, your chances of being denied long-term care insurance ...

Regional experts at the RBJ/Daily Record’s Senior/Elder Care Planning panel discussed the soaring cost of long-term care, Medicaid eligibility hurdles, the importance of proactive planning and the ...

When we daydream about retirement, we think about updates to our home or spending our days on beaches or visiting loved ones.

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Demand and costs for care are rising at the same time that a labor shortage threatens to worsen. How can you plan for this need now? By Mark Miller Samir Shah is a forecaster — but he’s an expert on ...

“When you get older, you have a lot of idiosyncratic health risks. There might be a few retirees with spectacular health costs, and their spending dramatically increases.” That was retirement ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

Everyone has heard about someone who lost their life’s savings to the high cost of long-term care. The media is full of such stories. KFF Health News and ...

Few people want to talk about the end of their life, but it’s an issue that many of us will have to manage. The average American lives seven years longer today than 60 years ago. However, the ...

I am retiring in January, when I turn 70 and my wife, Sharon, will be 66. I have heart issues, with atrial fibrillation (AFib), and Sharon is a diabetic. Last month, we each applied for a long-term ...

As the U.S. population ages, many families are facing long-term care (LTC) issues. Most families either pay for it out of their savings or spend down these savings until they qualify for Medicaid. But ...