It's unfortunate you were hit with a $90 bill. You're right, this was most likely an initial service fee of some kind ...

If you are thinking about your credit score during a transition, consider how affected accounts will show up on your credit ...

Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to protect your credit score.

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.

Credit card issuers are not required by law to provide advance notice before closing accounts. Accounts may be closed due to lack of usage, non-compliance with terms and conditions or changes in card ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Credit cards give you easy access to a line of credit that you can use to borrow money when making purchases. However, some people and merchants don’t accept credit cards. And if you don’t have enough ...