Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Lawmakers in the 1970s designed no-fault insurance laws to lower car insurance premiums by reducing the number of expensive lawsuits to decide fault. But that hasn't exactly worked, and consumers are ...

No-fault insurance laws are designed to simplify and expedite the claims process for auto accidents by requiring each party involved to seek compensation from their own insurance company, regardless ...

PIP offers immediate payment for covered medical and other expenses as a result of a car accident. PIP insurance is required in Delaware at a minimum of $15,000 per person and $30,000 per accident. $5 ...

Michigan's no-fault system shifts crash costs from auto insurance to personal injury protection. Learn how this changes premiums, deductibles, and out-of-pocket risks for drivers in Detroit.

Pennsylvania is a "choice no-fault" state that requires drivers to carry first-party benefits coverage, otherwise known as personal injury protection (PIP). Pennsylvania drivers are legally required ...