Consolidating debt into one loan means one payment per month. This means a quicker and simpler payment than repeatedly paying ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for ...

Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet. It’s one of the stranger ironies in personal finance: Credit cards carry some of the highest ...

Understand common debt repayment strategies you can use to pay off your balances and learn strategies for preventing further debt Many consumers carry higher credit card balances than ever, with ...

The Wells Fargo Reflect® Card has a balance transfer fee of 5%, min: $5, so run the math before you move a balance. But if ...

About half of all Americans have credit card debt, and the amount they owe continues to grow each year. However, roughly the ...

Americans will be leaning hard on their credit cards this holiday season. A few key rules can keep you from slipping into a ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

A Reddit user lost his job, and he is now paying only the minimum due on his credit cards. Card companies have been lowering his credit limit, which has caused his credit score to drop by 120 points.

Several different strategies can help you get out of credit card debt — from payoff plans like the avalanche and snowball methods to consolidation products like balance transfer credit cards and ...