For many savers, the individual retirement account is the most flexible way to build a nest egg alongside, or even instead of, a workplace plan. Understanding what an IRA is, how it works, and which ...

A traditional IRA can be a powerful retirement-savings tool but you need to understand contribution limits, RMDs, rules for beneficiaries under the SECURE Act and more.

A Roth IRA is an individual retirement account that you contribute to with after-tax dollars. While you don't get a tax break up front, your contributions and investment earnings grow tax-free. Many, ...

Only 10% of today's private-sector workers can count on retiring with defined benefit plans, which used to be standard. That means you have to take charge of your own money if you want to retire well.

Beginning to save for retirement early on makes a big difference in financial security later in life. Read on to learn how custodial Roth IRAs can teach young people important money skills, helping ...

Roth IRA distributions don't count toward your adjusted gross income. Using a Roth IRA gives you more control over when you pay taxes. A Roth IRA can supplement social security and capital gains ...