Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. A simplified employee pension (SEP) ...

Picking the right retirement savings plan and maximizing retirement savings can be a complex landscape to navigate, but it’s key to staying fiscally fit in the twilight years. Retirement planning is ...

There is limited evidence that CMS’ sepsis care rule improves patient mortality, according to a study published Feb. 18 in Annals of Internal Medicine. Hospitals must comply with the Severe Sepsis and ...

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Take a look at the differences between these retirement savings plans Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the ...

The SEP IRA is one of the best ways for small businesses and individual business owners to help employees save for retirement, and they’ll be able to contribute even more in 2025 than in 2024. The SEP ...

The SEP IRA is a great starter plan for a small business because it is easy to set up and maintain. Also, it provides funding flexibility with discretionary contributions. But sometimes, a small ...

A SEP is a Simplified Employee Pension that combines a traditional IRA and an employer-sponsored retirement plan. Any employer can have it. As an employee of your own company, you participate in the ...

Catch-up contributions, which are additional sums that individuals aged 50 and above can contribute beyond the standard limit, serve as a significant boon for those nearing retirement. However, their ...

SEP IRAs are employer-funded retirement accounts, and only employers can contribute. Employers must contribute equally to all eligible employees' SEP IRAs, based on salary percentage. SEP IRAs allow ...

SEP IRAs have a maximum contribution of $72,000 in 2026. Employers must contribute the same salary percentage to each eligible employee's SEP IRA. Roth IRAs offer more flexibility with withdrawals, ...