Required minimum distribution amounts are calculated by dividing a life expectancy factor into the relevant account balance from Dec. 31 of the preceding year. For instance, to calculate RMD amounts ...

As the year winds down, retirees must also plan for one of the most essential tax deadlines: required minimum distributions (RMDs). Retirees are required to withdraw a minimum amount from certain ...

A. Every year, the IRS adjusts contribution limits for various retirement accounts; 2026 contribution limits are rising due ...

When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing ...

Many Americans dream of early retirement — and a growing number are making it happen. But too often, those who retire before 65 discover they are needlessly overpaying taxes on their income. The good ...

You've clocked out of work for the last time, and you're ready to kick off your retirement in style. Umbrella drinks, catching up on your hobbies, and … what's that? Hold on, there's someone at the ...

What is a Roth 401(k), and how does it differ from a traditional 401(k)? One of the many challenging aspects of retirement planning is picking the smartest vehicles in which to save and grow your ...

A one-time transfer outperforms an equal-installments method in most tax situations, research finds.

Retiring with a pension can significantly influence your financial landscape during your golden years. While a dwindling number of Americans have access to a pension (only 20% of people have a pension ...

One of the biggest mistakes is entering retirement without a clear, actionable plan. Many underestimate future expenses, ...

There's one type of plan that can really boost your retirement savings. With this retirement savings account, you may be able to save 29% more than your peers who don't have it.

An executive order instructing the Labor Department to consider the pros and cons of adding several new investment choices to your tax-deferred investment accounts is underway. A decision on the ...