Debt collection is a legitimate business — when done legally. But too often, debt collectors choose to push the boundaries, especially when they assume the person on the other end of the line isn't ...

Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector’s contact details to ...

If you fall behind on your bills, making a few stressful calls and negotiating with the debt collector could lead to working out a payment plan. It's not an ideal scenario, of course, but once it's ...

The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default. By Ann Carrns ...

The Trump administration plans to garnish a larger portion of student-loan borrowers’ Social Security checks in some debt-collection efforts associated with defaulted loans than the amount established ...