Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and ...

If you’ve been wondering what is a deferred annuity, it’s essentially a retirement savings product that lets your money grow tax-deferred until you decide to withdraw it. You can invest either a lump ...

Interest usually starts accruing as soon as you accept a loan, take a draw from a line of credit or start revolving a credit card balance. However, creditors sometimes offer options to defer interest ...

It may sound simple, but it’s a risky way to finance a big purchase Written By Written by Contributor, Buy Side Kerri Anne Renzulli is a contributor to Buy Side and finance expert on taxes, retirement ...

INDIANAPOLIS — Let's say it's time to make a large purchase and the item costs a few thousand dollars. The salesperson lets you know there is a promotion available. Zero percent deferred interest for ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

As a trusted wealth attorney, registered financial planner and tax strategy attorney with clients nationwide, I have spent years helping individuals minimize capital gains tax, particularly through ...

A deferred annuity is a popular way to structure an annuity for those seeking retirement income. An annuity pays out money over a period of time, typically during retirement, helping ensure that ...

With deferred interest offers, interest begins accruing immediately from the original purchase date, and if the balance is not paid in full by the end of the promotion period, the consumer is ...