Interest rates are constantly shifting, making credit reports more important than ever for securing favorable loan terms.

Identity theft can strike anyone at any time, which is why experts say checking your credit report regularly is essential.

Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

From data entry mistakes to the results of identity theft, errors on your credit report can lower your credit score. That in turn can limit your ability to qualify for favorable interest rates on ...

When you see a debt pop up on your credit report that doesn't look familiar, or one that lists the wrong balance or dates, it ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

Answer: Report the crime to your local police and file an identity theft complaint with the Federal Trade Commission at ...

Medical debt can have an impact on your credit if your debt is over $500. The three main credit bureaus “voluntarily removed ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...