Mortgage Rates Today: October 31, 2025 – Rates Rise

The current mortgage rate on a 30-year fixed mortgage rose by 2.00% in the last week to 6.31%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage climbed 0.14 percentage point during the same period to 5.

Mortgage Rates Today, October 31, 2025: 30-Year Rates Drop to 6.17%

Top mortgage rates today. Current mortgage rates are down today and lower than they were seven days ago. Rates are lower than they were in early 2025, when the average 30-year fix

What will happen to mortgage rates this November if there's no Fed meeting? Experts weigh in.

"If the Fed doesn't meet in November, I expect mortgage rates to drift with the bond market … modest day-to-day moves, not big swings," says Steven Glick, director of mortgage sales at real estate investment fintech company HomeAbroad.

Current Mortgage Refinance Rates: October 31, 2025 – Rates Climb

The rate on a 30-year fixed refinance rose to 6.37% today, according to the Mortgage Research Center. Rates averaged 5.38% for a 15-year financed mortgage and 6.05% for a 20-year financed mortgage.  R

Mortgage rates fall for fourth consecutive week, lowest level in over a year

The average rate on the 30-year fixed mortgage fell this week to 6.17%, according to the latest Freddie Mac data released on Thursday. That is down from last week's reading of 6.19%.

Why mortgage rates are going up even though the Fed cut rates

The Federal Reserve cuts interest rates, but the 30-year fixed-rate mortgage rose 14 basis points higher. The 30-year went up from 6.13% to 6.27% per Mortgage News Daily after the Fed announcement bec

3 words in Letitia James’ mortgage contract could doom the fraud case against her

James is charged with illegally collecting rental income on a second property. But her contract permits renting, according to POLITICO’s review of her contract and legal experts.
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