Editor's Note: This article has been updated utilizing more recent information on overdraft fees. America's banking system ...
The national average APY for a checking account in February 2026 is just 0.07% APY. But there are accounts offering APYs way ...
Your bank might be paying you 0.01% APY, while top accounts pay 4.00%. Here's what I've learned covering savings accounts for ...
High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...