Your credit report is a critical part of your financial profile, used to generate the credit score that determines approvals and interest rates for credit cards, auto loans, mortgages and more.

Bad credit can be a barrier to being approved for a car loan or for getting favorable terms. Fortunately, even if your credit history has some blemishes, you still have options from banks, credit ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...