Sometimes, closing the account may be the best move. But before you do, make sure you understand the new benefits, the timing of the changes, and the potential credit score impacts. Many or all of the ...

Citi closed my Double Cash card due to inactivity without warning. Here’s what Citi says, what happens to your points, and ...

Unexpected lowered credit limits can harm your credit score, but there are steps you can take to mitigate the damage.

As a freelance personal finance writer since 2008, Jason has contributed to over 100 outlets including Forbes, USA Today, Newsweek, Time, U.S. News, Money.com and NerdWallet. As an industry leader, ...

If you’re disciplined about paying your credit card bill in full each month, using a credit card to cover everyday expenses — like your phone bill or streaming subscriptions — can help you build ...

Credit cards give you easy access to a line of credit that you can use to borrow money when making purchases. However, some people and merchants don’t accept credit cards. And if you don’t have enough ...