A Roth IRA conversion is available any time you have money in a qualifying pre-tax account. People choose to make a ...

Roth IRAs aren't subject to required minimum distributions. High earners have workarounds that allow them to also contribute ...

As a retiree, you may be tempted to make this change in December, but a financial planner warns that it could have ...

Can a nursing home seize your savings? What if your money is in a trust or a Roth IRA? For married and single retirees alike, ...

In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre ...

Current reports five ways to give kids a financial head start this holiday season: open accounts, fund youth IRAs, boost ...

If you're only eligible to deduct a reduced amount or none of your IRA contributions, that doesn't mean you can't contribute ...

Every holiday season, we search for the perfect gifts for the children in our lives. We want joy and surprise. But most of what we buy doesn’t last. Sneakers lose their shine; video games get replaced ...

In 2024, a new law took effect allowing tax- and penalty-free rollovers from a 529 college savings plan to a Roth IRA, ...

Contributions to a Roth 401 (k) are made with after-tax dollars, so you don’t get a tax break for the year, but qualified withdrawals are tax-free in retirement (so long as you’re over 59½ and the ...

Humphrey Yang says the number for middle-class existence is now higher than most people make, but also offers up some ...

Charitable giving will look different for many donors in 2026. The One Big Beautiful Bill Act (OBBBA) signed in July ...