When you retire, the last thing you want is to face unpleasant financial surprises. Unfortunately, many Americans are in for ...

Dave Ramsey has made a name for himself by giving out financial advice. And a lot of it is pretty spot-on. Ramsey is a firm ...

Dave Ramsey has created a name for himself in the world of personal finance as being extremely conservative when it comes to ...

When you turn 62, you become eligible to claim your Social Security benefits. Most financial experts strongly advise that you ...

Dave Ramsey is full of financial advice. And much of it tends to follow a similar pattern: Save money. Avoid debt. Repeat. Ramsey also thinks Americans need to be very careful when it comes to ...

Joint ownership of accounts may seem like a smart idea if you have aging parents. Ramsey explains why it can be a costly move ...

Dave Ramsey has built a career on blunt financial rules of thumb, but his guidance on Social Security timing collides with ...

Ramsey’s 2023 "Today's Retirement Crisis" study (1) based on a 2016 survey (2) highlights a surprising statistic — 42% of ...

The “4% rule” isn’t one rule — fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in ...

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...