Taking on a mortgage later in life can preserve liquidity, but it also adds fixed costs to a limited income stream. The right decision can shape your retirement security, estate plans, and financial ...

Roth vs Traditional: compare today’s marginal vs future effective tax rates. Roth accounts offer planning flexibility. Read ...

New IRS rules for inherited IRAs became effective last year. Pay attention to avoid a 25% penalty and a "tax bomb".

In response to a call from a financial advisor in Pennsylvania, the ERISA consultants at the Retirement Learning Center (RLC) address what the tax benefits are for a qualified charitable distribution ...

It's not just contribution limits that are changing. IRA income limits and the QCD limit are rising, too.

Everyone's finances have wrinkles. Debt with very high interest (credit cards with fees of 15-25%) may simply reduce savings at a faster rate than investments increase. Settlement of a high-interest ...

We have a taxable investment account with $1.37 million invested in a total stock market index fund. My Roth IRA has $28,000, also invested in a total stock market index fund, and my wife's Roth IRA ...

Legacy planning also shifts the calculus. Roth IRAs don't have Required Minimum Distributions during your lifetime, and heirs generally receive distributions free of income tax, though they must empty ...

The new Trump Account sounds very interesting Should I contribute to it for my children Anything that worries you ...

MIAMI — It is a multiple-choice question the entire NBA, including the Miami Heat, has to evaluate, even if there is no definitive correct answer: — A. The Milwaukee Bucks will trade Giannis ...