You'd like a way to reduce your future RMDs, but doing a Roth IRA conversion could also raise your taxes. It might seem like ...

Baird’s Director of Advanced Planning Tim Steffen discusses how the tax benefits of these two savings vehicles stack up.

A 63-year-old single retiree with light consulting income converted $120,000 from her traditional IRA into a Roth in 2024.

There’s a strategy that could help turn these new investment accounts into tax-free vehicles in retirement, some experts say.

Planning your retirement in your 20s might feel overwhelming, but starting early positions you to harness one of investing's ...

A 60-year-old retiree converted $400,000 from a traditional IRA to a Roth IRA in 2025, paid the tax bill, and moved on. A ...

A 65-year-old who just retired with $13,000 a month in gross income looks, on paper, like a personal-finance success story.

Roth conversions can be a smart strategy for a lot of people. But that doesn't guarantee they make sense for you.

Your 401(k) just crossed a quarter million. Celebrate later — after you make these moves to protect it.

Converting money from a traditional IRA or 401(k) into a Roth IRA means paying taxes up front in exchange for tax-free withdrawals later. And in some situations, that makes sense. If you're going to ...

Converting a traditional IRA to a Roth IRA accelerates taxes rather than avoiding them. The best time to consider a Roth conversion is before Required Minimum Distributions (RMDs) begin. Factors like ...

Every year, thousands of high earners follow the same advice: make a non-deductible traditional IRA contribution and immediately convert it to a Roth. The backdoor Roth strategy is legal, ...