While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

Credit bureaus are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer protection law. The FCRA is designed to protect your privacy and ensure your credit reports are accurate.

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

Biden's rule to ban medical debt from credit reports is facing lawsuits from industry groups and criticism from GOP lawmakers ...

With the new lawsuits, consumers with medical debt will be stuck in the middle but experts say there are options.

The Consumer Financial Protection Bureau has ordered the American Honda Finance Corporation to pay $12.8 (£10.2 / €12.2) ...

Equifax agreed to resolve allegations that it failed to conduct proper investigations of consumer disputes, ignored evidence ...

argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban.“Americans are frustrated by medical bills. But frustration does not justify ...

The Consumer Financial Protection Bureau fined Equifax $15 million for credit reporting errors. The CFPB alleged the credit ...

Key Points ・The CFPB ordered Equifax to pay $15 million for mishandling consumer disputes and re-inserting previously deleted ...

The CFPB has ordered Equifax to pay $15 million for improperly investigating credit report disputes and providing inaccurate ...