Federal Student Aid provides resources to help students manage loans, apply for aid, and access information about repayment options.

Any student, regardless of income, who wants to be considered for federal, state, and school financial aid programs. This includes grants, scholarships, work-study funds, and loans.

After you leave school and enter repayment—if you accepted any federal student loans—you’ll use your StudentAid.gov account to manage your federal student aid and track your payments …

With this tool, students can find out how much federal student aid they may be eligible for in the 2026–27 award year. To apply for financial aid, complete the FAFSA ® form.

We can provide you with affordable options such as alternative repayment plans, the opportunity to consolidate your student loans, or even a postponement of payments in challenging times.

We've been in the student loan industry for over 30 years, and we strive every day to find a better way to deliver exceptional student loan servicing for students and families nationwide.

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Reality: There is no income cut-off to qualify for federal student aid. Many factors—such as the size of your family and your year in school—are taken into account.

Learn how to apply for Public Service Loan Forgiveness (PSLF) and manage your federal student loans through this comprehensive guide.

There are three general phases in the life of a federal student loan. Not all loans have a grace period, so it’s important to be aware of all of your loan types and when the first payments are due.