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Si dejas de cotizar al IMSS más de 6 años, tus semanas anteriores se congelan hasta que vuelvas a cotizar 52. Y en la Ley 73 existe la conservación de derechos: al darte de baja conservas tu derecho a pensionarte por una cuarta parte del tiempo cotizado (mínimo 12 meses). Don Chuy cotizó 240 meses hasta 2005: su conservación duró 60 meses y venció en 2010; a los 62 le negaron la pensión. ¿Perdido? No: si reingresa y cotiza 52 semanas (más de 6 años fuera; 26 si fueron de 3 a 6), recupera sus 1,0
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