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Your 401(k) is basically just a tax tool... here's exactly how it's taxed 💰 Most high earners think their 401(k) helps them avoid taxes, but that's not the full story. First, 401(k)s do NOT avoid FICA tax. That's the 7.65% for Medicare and Social Security that hits before your federal and state tax brackets even come into play. The only ways to avoid FICA are being self-employed with an S-Corp or making so much money that your social security contributions cap out. Yes, people making millions p
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