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$1 million retirement 💰 Most people spend decades building their savings and never stop to think about how they will actually use it. The way you save for retirement and the way you pull from it are two completely different games. One is about growing money. The other is about making it last without handing too much to the IRS or betting everything on the market. The people who retire well are not always the ones who saved the most, they are the ones who had a plan for what came next. Want reti
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What is an annuity and how does an annuity work? Let’s break it down in a simple, friendly way 👇 An annuity is a way of turning your pension pot into a guaranteed income for life. Once you reach pension access age, you can use some or all of your pension to buy an annuity from an insurance company. In return, they promise to pay you a regular income, usually for the rest of your life. Here’s how it works. First, you can normally take up to 25% of your pension as tax-free cash. The remaining mon
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