How much Term Insurance coverage do you really need? It’s easier than you think, just 3 smart steps: 1️⃣ Add up all loans, debts, and liabilities 2️⃣ Factor in your current lifestyle expenses & annual budget 3️⃣ Plan for your dependents’ education, goals, and future needs ✅ Rule of thumb: Choose a sum assured that’s 15 times your current annual income. Example: Annual income of ₹10 lakhs → Coverage of ₹1.5 crores for complete financial protection. Because Term Insurance isn’t just about numbers,